Health insurers in California refuse to sell individual coverage to people simply because of their occupations or use of certain medicines, according to documents obtained by The Times.
Entire categories of workers — including roofers, pro athletes, dockworkers, migrant workers and firefighters — are turned down for insurance even if they are in good health and can afford coverage, according to the confidential underwriting guidelines of four health plans.
Although Blue Cross of California, the state's top seller of individual policies, does not exclude applicants based on occupation, three others do: Blue Shield of California, PacifiCare Health Systems Inc. and Health Net Inc. Actuarially speaking, they say, certain workers pose too big a risk.
That any insuror, anywhere, could consider refusing coverage to firefighters is an insult to those brave men and women.
Maybe the firefighters should deny coverage to the insurance companies.
I knew insurance companies were uncaring, callous, shallow money-grubbing subhumans, but I didn't think they were this bad.
Blue Shield, PacifiCare and HealthNet should be ashamed of themselves.
Hell, they should be stripped of their licenses. The Governator, who arguably was a "pro athlete" during his body-building days, should open a big ole can of WhupAss on them.